Privacy Rights

Notice Of Your Financial Privacy Rights


Rev. 4/2021

FACTS WHAT DOES 1STOP DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Checking account information and payment history
  • Credit history and transaction or loss history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons 1 Stop chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information
Does 1 Stop share?
Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes — to offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
No
For our affiliates’ everyday business purposes — information about your transactions and experiences
Yes
No
For our affiliates’ everyday business purposes — information about your creditworthiness
No
We don’t share
For our affiliates to market to you
No
We don’t share
For nonaffiliates to market to you
No
We don’t share
Questions?

Call 602-345-1997x10102 or email us at privacy@1stoptitleloans.com

Please note if you are a new customer, we can begin sharing your information 30 days from the date of this notice. When you are no longer our customer, we may continue to share your information as described in this notice unless you send us the mail-in form.

Who we are
Who is providing this notice?
1 Stop Money Centers, LLC and all affiliates doing business under the name 1Stop Title Loans.
What we do
How does 1 Stop protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does 1 Stop collect my personal information?

We collect your personal information, for example, when you

  • apply for a loan or give us your income information
  • provide employment information or give us your employment history
  • give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • None
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners may include financial companies such as credit and debit card companies.