Payday is probably your favorite day of the week. Nothing beats working hard and having some dollars to show for it. While direct deposits are becoming the norm these days, there are many people in Gilbert who live day to day without a checking account.
If you have been wondering how to cash a check in Gilbert, then this article is for you. First, let’s look at the process of how checks, in general, are cashed in Gilbert. Then, you will learn more about the check cashing services at our 1 Stop Title Loan locations and Motor Vehicle Services.
Step 1: Whether it is your payday check or a check your grandma gifted to you, if you do not have a bank account, you can still get cash from your check. Start by finding the closest 1 Stop Title Loan near you. Our friendly and helpful staff will explain any fees associated with your check cashing. Hundreds of people use our check cashing services every single day.
In Gilbert, our check cashing service is located at the corner of Cooper and Guadalupe Rd. We also have multiple locations all over the Phoenix valley, in case you are not in Gilbert.
Step 2: Be sure to look your check over to confirm that your name is spelled correctly. Also, be sure that the date written on the check is not in the future. Most places cannot cash a post-dated check. If the date is for a future time, you will have to wait until that date to cash the check.
If anything else seems wrong with the check, give it back to the person or company who gave it to you, and ask for a new one to be reissued. You want to be sure all issues are resolved before attempting to have your check cashed.
Step 3: You will need to endorse the back of the check. This means signing your name on the back of the check on the line that says “endorse here.”
Tip: Wait until just before you cash your check to endorse it. You do not want to misplace, lose or have your check stolen with your signature on it. Also, some places may prefer to watch you sign the check-in their presence.
Step 4: Be sure to bring proper identification to the 1 Stop Title Loan and Motor Vehicle Services location you wish to cash your check at. You don’t always have to have a current, non-expired photo identification to cash a check using our services but it will save you time.
Step 5: Once you have cash in hand, be sure to put it in a safe location. If you cannot or wish not to open a bank account, consider using a safe deposit box. Either way, safeguard your hard-earned money.
Be sure your check is legitimate. Trying to cash a fake check can get you into a lot of trouble and owe for bank fees in addition to the amount of the check.
When in doubt over the credibility of a check, call to verify funds. Every check should be labeled with a bank name. Call that bank and ask them to verify the check and funds before cashing.
Do not cash a check for someone else. A common scam involves being asked to sign a check that will be signed over to you and then you do the cashing. This scam can get you into lots of trouble and cost you several of your hard-earned dollars.
Still, have questions about cashing your check-in Gilbert? We have answers!
What if my paycheck is lower than I anticipated?
We get asked this question all the time. Sometimes you have an unexpected emergency, or maybe you had to take an unpaid sick day. Whatever the case may be, we have seen it all.
If you received your paycheck and still have bills to pay, stop into our Gilbert 1 Stop Title Loans and Motor Vehicle Services to see how we can help. You can ask about our title loans and registration loans if your money is tied up. If you qualify, you can even leave the same day with cash in your hand. Want to see if you qualify for a 1 Stop Title Loan and Motor Vehicle Services?
Does 1 Stop Title Loans offer other cash services?
Yes! In fact, we can help you with a Western Union transaction, money orders, and more. Stop into one of our locations to get help with any of your financial needs.
Are you open on the weekends?
Yes, most of our locations are open on Saturday. The Gilbert 1 Stop is open on Saturday from 10 am – 6 pm.
Cashing a check-in Gilbert is simple, even if you do not have a bank account. Nearly all of your financial and check cashing needs can be solved at all of our 1 Stop Title Loan locations. We are here to serve your needs and make sure you get the financial help you are seeking.