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Arizona Registration Loans

Arizona Registration Loans

An Arizona Registration loan is simply a cash loan using your car that you are still making payments on as collateral. Registration loans are a fast and easy solution for short term cash loan needs.

As one of the top lenders of registration loans in Arizona, 1 Stop understands the value of your time. Our registration loan application process is simple, fast and you can even get pre-approved over the phone or online! Simply gather the following requiremnts and give us a call or come in to one of our Arizona Registration Loan Locations!

No Credit Check

No need to pull a credit report. When getting a registration loan with 1 Stop your income is your credit!

Fast Approval

You will find out if you are approved for the loan withing minutes of filling out your applications. Same day cash in 30 minuets!

Keep Your Car

You keep and drive your car just as your normally would!

No Pre-payment Penalties

At anytime you may pay off the remaining principle balance with NO hidden fees or penalties.

Simple Title Registration Requirements

  • Current Arizona Registration
  • A Recent bank statement, Account Number, and or debit card
  • Proof of Income (pay stub)
  • Valid ID
  • 18 Years or older
Registration Loan Limits

A Registration loan is a fast, easy short term cash loan where you can borrow as little as you need or as much as $1500 depending on your qualifications.

What is a Personal Loan?

Many loan companies in Arizona refer to a Registration Loan as a Personal Loan. Personal Loans and Registration Loans are EXACTLY the same, both require you to be making payments on your car.

I already have a Personal Loan!

If you already have a Personal Loan or a Registration Loan, come in and see us! We would like to help you pay those loans off and consolidate them into one loan!

Find the nearest 1 Stop Title Loan Location near you!

Disclosures

Short Term APR
Non-payment implications
Loan Payment
Please Read
Short Term APR

The Annual Percentage Rate will be based on the amount of the loan.
As per Arizona 1Stop Titles Loans will not exceed that allowable APR, the allowable range is from 120%-204% APR (or 10%-17% Monthly Percentage Rate.)

Non-payment implications

Non-payment implications: 1Stop enters contractual short term loan agreements with their customers.
Financial implications: A late fee of 5% or $10.00 (whichever is less) is assessed to loans that are past due ten (10) days.

Collection Practices: it is 1Stop Title Loans objective to provide a loan that works within your financial needs. If for some unforeseen reason you are not able to make you payment, 1Stop will work with you to get back in good standings. We also work within the guidelines of the FDCPA.

Potential Credit Score Impact: 1Stop Title Loans does not currently report non-payment to the three credit agencies. However, if we are not able to get the loan repaid, and we file a suite in civil court and a judgment is obtained, this will become part of your credit history.

Renewal Policy Information: Short term loans are automatically renewed if not paid in full on the loan due date. transaction fee may be accessed

Loan Payment

1Stop Title Loans offer short term loans design specifically to help consumers pay their loan off at their own pace.
Our payment process allows you to make just minimal interest payments when your budget is tight, and when you have a little extra cash you can contribute to your principle balance. 1Stop always suggest paying even the slightest amount toward principle to help lower your loan amount.

At any time you can pay-off your entire loan with no pre-payment penalties.

Please Read

Title Loans and Personal Registration Loans are only intended to meet short-term financial needs.
When compared to long-term interest rates which may be available to you by other lenders, these extremely high rates should caution you to not borrow for longer than what is absolutely necessary, and do not borrow more than you can afford to repay on your due day.