Registration Loans At 1 Stop Money Centers
Registration loans at 1 Stop Auto Registration Loans & Money Centers are a fast & easy solution for your short term loan needs.
A registration loan is simply a cash loan on a car that you are still making payment on, NO CLEAR TITLE IS NEEDED. Registration loans DO NOT REQUIRE credit checks! Keep your car and get money in less then 30 minutes!
To Qualify for a Registration Loan you will need:
- Arizona Car Registration
- Valid Photo ID
- A Recent bank statement, Account Number, and or debit card
- Proof of income no more than 30 days old
Payment options include:
Interest plus minimum principle payment
Unlimited Buy downs (extend your registration loan for an additional 30 days by paying the interest plus an additional amount. The additional amount will be applied to your principal balance and therefore reducing your principal amount and interest. This is our most popular & suggested payment option to quickly pay off your registration loan over time.
Unlimited Extensions (extend your loan for an additional 30 days by paying the interest only)
You may at anytime payoff your Registration loan in full. If you pay off your loan before you next payment due date, you will not be charged interest for the remaining days.
- Quick and Easy Loan Application (online, over the phone & in-store)
- NO TITLE NEEDED, NO CREDIT CHECKS
- 12 Convenient Store Locations
- Secure and Confidential
- Cash in 30 minutes
- Low Rates and Promotions
- Same Day Cash Available at Stores
- Excellent Customer Service
Registration Loan Application
As per Arizona 1Stop Titles Loans will not exceed that allowable APR, the allowable range is from 120%-204% APR (or 10%-17% Monthly Percentage Rate.)
Financial implications: A late fee of 5% or $10.00 (whichever is less) is assessed to loans that are past due ten (10) days.
Collection Practices: it is 1Stop Title Loans objective to provide a loan that works within your financial needs. If for some unforeseen reason you are not able to make you payment, 1Stop will work with you to get back in good standings. We also work within the guidelines of the FDCPA.
Potential Credit Score Impact: 1Stop Title Loans does not currently report non-payment to the three credit agencies. However, if we are not able to get the loan repaid, and we file a suite in civil court and a judgment is obtained, this will become part of your credit history.
Renewal Policy Information: Short term loans are automatically renewed if not paid in full on the loan due date. Up to a $15.00 a month transaction fee may be accessed for a loan renewal.
Our payment process allows you to make just minimal interest payments when your budget is tight, and when you have a little extra cash you can contribute to your principle balance. 1Stop always suggest paying even the slightest amount toward principle to help lower your loan amount.
At any time you can pay-off your entire loan with no pre-payment penalties.
When compared to long-term interest rates which may be available to you by other lenders, these extremely high rates should caution you to not borrow for longer than what is absolutely necessary, and do not borrow more than you can afford to repay on your due day.