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Registration Loans

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  • 1 stop store locations
    Glendale
    6505 N. 59th Avenue, Glendale, Az 85301
    (623) 847-7370

    4385 W. Bell Road, Glendale, Az 85308
    (602)942-6600

    West Phoenix Valley
    1625 N. 51st Avenue, Phoenix, Az 85035
    (602) 233-3311

    3549 W. Thomas Road, Phoenix, Az 85019
    (602) 442-6936

    6650 W. Thomas, Phoenix, Az 85033
    (623) 849-2242

    Central Phoenix
    7011 N. 19th Street, Phoenix, Az 85021
    (602) 242-2008

    1610 N. 36th Street, Phoenix, Az 85008
    (602) 275-3525

    1330 W. Indian School Road, Phoenix, Az 85013
    (602) 264-2400

    1501 N. 16th Street, Phoenix, Az 85006
    (602) 253-6002

    Gilbert
    833 N. Cooper Road #101, Gilbert, Az 85233
    (480) 632-0852

    Chandler
    940 N. Alma School Road, Chandler, Az 85224
    (480) 726-1509

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Registration Loans At 1 Stop Money Centers

Registration loans at 1 Stop Auto Registration Loans & Money Centers are a fast & easy solution for your short term loan needs.

A registration loan is simply a cash loan on a car that you are still making payment on, NO CLEAR TITLE IS NEEDED. Registration loans DO NOT REQUIRE credit checks! Keep your car and get money in less then 30 minutes!

To Qualify for a Registration Loan you will need:

  • Arizona Car Registration
  • Valid Photo ID
  • A Recent bank statement, Account Number, and or debit card
  • Proof of income no more than 30 days old
Paying your Registration Loan is simple. 1 Stop has 12 locations to serve you. Our loan payment plans help you quickly pay off your loan while keeping your payments low.

Payment options include:

Interest plus minimum principle payment
Unlimited Buy downs (extend your registration loan for an additional 30 days by paying the interest plus an additional amount. The additional amount will be applied to your principal balance and therefore reducing your principal amount and interest. This is our most popular & suggested payment option to quickly pay off your registration loan over time.

Interest Only
Unlimited Extensions (extend your loan for an additional 30 days by paying the interest only)

Payoff
You may at anytime payoff your Registration loan in full. If you pay off your loan before you next payment due date, you will not be charged interest for the remaining days.

1 Stop Auto Title Loans & Money Centers are committed to helping you take care of your financial needs. Our friendly staff are ready to assist you and will make your loan application process quick & easy.

  • Quick and Easy Loan Application (online, over the phone & in-store)
  • NO TITLE NEEDED, NO CREDIT CHECKS
  • 12 Convenient Store Locations
  • Secure and Confidential
  • Cash in 30 minutes
  • Low Rates and Promotions
  • Same Day Cash Available at Stores
  • Excellent Customer Service

Registration Loan Application

The Annual Percentage Rate will be based on the amount of the loan.

As per Arizona 1Stop Titles Loans will not exceed that allowable APR, the allowable range is from 120%-204% APR (or 10%-17% Monthly Percentage Rate.)

Non-payment implications: 1Stop enters contractual short term loan agreements with their customers.

Financial implications: A late fee of 5% or $10.00 (whichever is less) is assessed to loans that are past due ten (10) days.

Collection Practices: it is 1Stop Title Loans objective to provide a loan that works within your financial needs. If for some unforeseen reason you are not able to make you payment, 1Stop will work with you to get back in good standings. We also work within the guidelines of the FDCPA.

Potential Credit Score Impact: 1Stop Title Loans does not currently report non-payment to the three credit agencies. However, if we are not able to get the loan repaid, and we file a suite in civil court and a judgment is obtained, this will become part of your credit history.

Renewal Policy Information: Short term loans are automatically renewed if not paid in full on the loan due date. Up to a $15.00 a month transaction fee may be accessed for a loan renewal.

1Stop Title Loans offer short term loans design specifically to help consumers pay their loan off at their own pace.

Our payment process allows you to make just minimal interest payments when your budget is tight, and when you have a little extra cash you can contribute to your principle balance.  1Stop always suggest paying even the slightest amount toward principle to help lower your loan amount.

At any time you can pay-off your entire loan with no pre-payment penalties.

 Title Loans and Personal Registration Loans are only intended to meet short-term financial needs.

When compared to long-term interest rates which may be available to you by other lenders, these extremely high rates should caution you to not borrow for longer than what is absolutely necessary, and do not borrow more than you can afford to repay on your due day.