1 Stop Auto Title Loans
we are happy to take your call: (623) 748-4105
1 Stop proudly offers car title loans and registration loans to the Phoenix Arizona metro area. 1 Stop is now serving Phoenix, Glendale, Chandler, Gilbert, and Kingman Arizona with Online Title Loan.
Need cash in a hurry? 1 Stop Auto Title Loans in your answer. Bad Credit? No Credit? It does not matter at 1 Stop, Get the Cash You Need Today in Just Minutes! We offer Arizona Auto Title loans to customers that own their cars. Auto title loans do not require credit checks and you get to keep your car.
Still making payment on your car?
For those who do not own their car and are still making payments, 1 Stop offers Arizona Registration Loans. Registration Loans do not require a clear and free title or credit checks, and as with a title loan, you also get to keep you car.
Already have a Title Loan?
Let 1Stop help you save! Before you next payment is due Transfer / refinance your title loan with us to lower your monthly cost and you may even qualify for more cash!
Title and Registration Loan Application
As per Arizona 1Stop Titles Loans will not exceed that allowable APR, the allowable range is from 120%-204% APR (or 10%-17% Monthly Percentage Rate.)
Financial implications: A late fee of 5% or $10.00 (whichever is less) is assessed to loans that are past due ten (10) days.
Collection Practices: it is 1Stop Title Loans objective to provide a loan that works within your financial needs. If for some unforeseen reason you are not able to make you payment, 1Stop will work with you to get back in good standings. We also work within the guidelines of the FDCPA.
Potential Credit Score Impact: 1Stop Title Loans does not currently report non-payment to the three credit agencies. However, if we are not able to get the loan repaid, and we file a suite in civil court and a judgment is obtained, this will become part of your credit history.
Renewal Policy Information: Short term loans are automatically renewed if not paid in full on the loan due date. Up to a $15.00 a month transaction fee may be accessed for a loan renewal.
Our payment process allows you to make just minimal interest payments when your budget is tight, and when you have a little extra cash you can contribute to your principle balance. 1Stop always suggest paying even the slightest amount toward principle to help lower your loan amount.
At any time you can pay-off your entire loan with no pre-payment penalties.
When compared to long-term interest rates which may be available to you by other lenders, these extremely high rates should caution you to not borrow for longer than what is absolutely necessary, and do not borrow more than you can afford to repay on your due day.
