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Registration Loans Phoenix AZ

Still making payments on your car?

For those who do not own their car and are still making payments,
1 Stop Title Loans offers Arizona Registration Loans. Registration Loans do not require a clear and free title, they do not require a credit check and as always you get to keep and drive your car! Get your cash loan today!

Registration Loan Requirments

The 1 Stop Difference

  • No loan is too small or too big. Whether you need $50 bucks or $50,000 we can help.
  • All of our loans are cash loans. Why make two stops when you can make 1 Stop
  • A family operated local Arizona Title & Registration Loan business since 2003
  • 1 Stop offers loans for customers that are still making payments on their cars.
  • Easy loan & payment terms to fit your title loan repayment needs.
  • 1 Stop Auto Title Loans is an Easy & Fast way to get a cash loan. Stop in Today!

Find the nearest 1 Stop Title Loan Location near you!

Disclosures

Short Term APR
Non-payment implications
Loan Payment
Please Read
Short Term APR

The Annual Percentage Rate will be based on the amount of the loan.
As per Arizona 1Stop Titles Loans will not exceed that allowable APR, the allowable range is from 120%-204% APR (or 10%-17% Monthly Percentage Rate.)

Non-payment implications

Non-payment implications: 1Stop enters contractual short term loan agreements with their customers.
Financial implications: A late fee of 5% or $10.00 (whichever is less) is assessed to loans that are past due ten (10) days.

Collection Practices: it is 1Stop Title Loans objective to provide a loan that works within your financial needs. If for some unforeseen reason you are not able to make you payment, 1Stop will work with you to get back in good standings. We also work within the guidelines of the FDCPA.

Potential Credit Score Impact: 1Stop Title Loans does not currently report non-payment to the three credit agencies. However, if we are not able to get the loan repaid, and we file a suite in civil court and a judgment is obtained, this will become part of your credit history.

Renewal Policy Information: Short term loans are automatically renewed if not paid in full on the loan due date.

Loan Payment

1Stop Title Loans offer short term loans design specifically to help consumers pay their loan off at their own pace.
Our payment process allows you to make just minimal interest payments when your budget is tight, and when you have a little extra cash you can contribute to your principle balance. 1Stop always suggest paying even the slightest amount toward principle to help lower your loan amount.

At any time you can pay-off your entire loan with no pre-payment penalties.

Please Read

Title Loans and Personal Registration Loans are only intended to meet short-term financial needs.
When compared to long-term interest rates which may be available to you by other lenders, these extremely high rates should caution you to not borrow for longer than what is absolutely necessary, and do not borrow more than you can afford to repay on your due day.